At our nearby Mazda dealership in Fort Myers, we understand that every driver approaches car buying differently. Some car shoppers like the flexibility of leasing, while others prefer the stability of full ownership.

No matter which side you fall on, you can rest easy knowing that our Mazda financing team will guide you through it all.   

When to Choose a Loan

If you prefer having the freedom to modify your vehicle with Mazda parts and accessories, you should opt for a car loan. Not only does it allow you to customize your vehicle, but it also lowers the cost of insurance coverage.   

Not to mention, taking out a loan helps you build equity that will one day equal the value of your car once it’s paid off. This leads to the ultimate benefit of never having to worry about monthly payments.   

When to Choose a Lease 

If you like upgrading to a new vehicle every two years or so, we recommend that you lease your next vehicle. Leasing allows you to get a new Mazda vehicle at the end of each lease term. In other words, leasing gives you the opportunity to experience the latest and greatest in automotive technology.   

When it comes to leasing, you’ll be able to save as well. When you lease a vehicle, you get to avoid the significant depreciation that occurs in new vehicles. When you purchase a new vehicle, it will begin to depreciate by as much as 20 percent as soon as you drive it off the lot. You’ll never have to worry about this when you lease a vehicle.   

No matter which Mazda vehicle you’re interested in, you have the option to buy or lease. If you want to learn more about your payment options, we can help you at O’Brien Mazda of Fort Myers.